Bankruptcy Alternatives
Serving Clients throughout New York City - (718) 514-7886
If you are grappling with debt, you may be wondering if you are a good candidate for a bankruptcy filing. Filing for bankruptcy is a serious step which will impact your life for years to come. Before you consider it, you should explore all of the other options that may be available to you to handle your financial problem.
At Park & Nguyen, our Bronx bankruptcy alternatives attorneys have been helping individuals and families find the economic and legal solutions that work best for them. Our firm can guide you through the debt relief option that will address your individual needs in the most optimum manner.
Alternatives to Bankruptcy
The first step in determining the right financial path for you is to identify the main problem you need to solve. Have you been subject to intense credit harassment? Has your credit card and other unsecured debt ballooned into an unmanageable burden? Are you trying to save your home from foreclosure, your car from repossession, or your wages from garnishment? Depending on your unique situation, alternatives may be available in which you can avoid bankruptcy while still attacking the problem. If you do not want to file for Ch. 7 or Chp. 13 bankruptcy, we can help you.
What Are the Alternatives to Filing Bankruptcy?
- Stopping creditor harassment legally under state and federal debt collection laws that protect consumers from abusive debt collector practices
- Seeking a reduction in interest and/or penalties, time extensions, or a debt settlement of the overall amount that you owe by negotiating with your creditors
- Undergoing debt counseling with a recommended credit counseling firm that creates a debt management plan in which you make payments to the firm which then pays your creditors
- Selling any assets that you may have to pay off your debts
- Seeking a loan modification on your existing home mortgage
- Seeking a home equity line of credit or other debt consolidation loan to pay off your debts
- Selling your home in a short sale to avoid foreclosure
Contact a Bronx bankruptcy alternatives attorney at our firm. Call (718) 514-7886!
Work with a Highly-Qualified Debt Relief Legal Representative
At Park & Nguyen, we have been helping people just like you for decades in finding the right way to address financial and legal dilemmas. Together, we can work out a debt relief strategy that will reduce your ongoing stress and help give you a new start. Let our skilled bankruptcy lawyers in the Bronx bring our extensive experience and knowledge to your financial distress today. Do not hesitate to contact us -- the time to start is now.
Why Call Park & Nguyen?
- We Don't Believe in Cookie-Cutter Approaches
- We Craft Unique Solutions for Each Client
- We Offer Flexible Payment Plans & Reasonable Rates
- Your Initial Consultation Is Free & Confidential
Call Park & Nguyen to consult with a Bronx bankruptcy lawyer at (718) 514-7886 today. Your initial assessment is free and confidential.
What Our Clients Are Saying
-
"Peter Nguyen was extremely knowledgeable of my situation and about the process I needed"I highly recommend Park & Nguyen to everyone in needed of a firm. Peter Nguyen was extremely knowledgeable of my situation and about the process I needed to take care of my issue. He guided me throughout the entire way and assured that i was taken care of in a professional and sincere manner. I would, without any doubt recommend him and his services to all in need. Without any hesitation I would hire him again if needed.- Aurea Rivera
-
"If I ever need a lawyer again, there's no hesitation that I will call John Park again."If you're ever looking for a GREAT lawyer, John S. Park Is the BEST!!!! He took my accident case back in May 2014. The staff is very friendly and always helpful in answering all your requests. Leandra, one of the secretaries, was always so nice and made sure she had all my documents for my case. John Park is right there with you, by your side and you never have to go through anything by yourself. If I ever need a lawyer again, there's no hesitation that I will call John Park again. THE BEST IN THE BRONX !!!!- Sonia
-
"A++++ Thank you for all of your services."I highly recommend Park and Nguyen if you ever need a good lawyer. The staff is top notch. They were able to allay my worries. A++++ Thank you for all of your services.- Maria
-
"He treated me with respect, and at the same time helped me understand what I was going through."I was dealing with a very difficult time in my life, and Mr. Peter Nguyen made the entire process easy. He treated me with respect, and at the same time helped me understand what I was going through. He also explained what options I had for the future. I highly recommend Mr. Peter Nguyen to all my friends.- Pedro
-
"He helped me with the entire Process step by step."Great Service and Professional staff. I am completely SATISFIED, I highly recommend Peter T. Nguyen. He helped me with the entire Process step by step. I would definitely recommend Mr. Nguyen to all my family and friends.- Brenda
-
"They are a professional team that came highly recommended by a lawyer friend."Thank you to my attorney John Park and his associates for taking me as a client. They are a professional team that came highly recommended by a lawyer friend. She sent me to the right firm. Mr. Park saw my case through and I am very grateful for his services and kindness.- Margaret
-
"The staff is friendly, kind, and supportive, especially attorney Peter T. Nguyen."Park and Nguyen is a wonderful firm. Before my consultation, I felt uncertain and ashamed. After my consultation, I felt reassured and encouraged. The staff is friendly, kind, and supportive, especially attorney Peter T. Nguyen. Mr. Nguyen is informative and reassuring. He was extremely thorough during the process. I highly recommend Park and Nguyen!- C. Bond
-
"They helped me get my life together."I was going through a rough time in my life and was not sure of my options. I spoke with a few lawyers and was given random information. The first time I called Park and Nguyen, I spoke with Ms. Bernice Irizarry. With her knowledge and empathetic personality, she made me feel so comfortable and provided options. I was very pleased with my results and now my mother is working with Park and Nguyen. They helped me get my life together I am so grateful especially Ms. Bernice! She knows what she’s doing and she a GEM!- Kishea
.2111211924474.png "NACBA")
